Personal Checking

Choose which Hometown Checking fits your needs

Hometown Checking

Full service checking account at no cost.

Same great benefits as Hometown Checking, with an added bonus!

Insures you avoid overdraft fees.

$50 to open account
No minimum balance required
Unlimited check writing
Complimentary VISA debit card
Free online and mobile banking
Free bill pay
Check images included
A service charge of $3.00 will be charged each month for paper statements. Fee will be waived when e-Statements are chosen

For investors who want an alternative to market volatility plus immediate access to their funds.

$2,500 minimum deposit to open
Tiered interest rate based on balance
2 free transfers a month
Direct deposit and internal transfers available for easier ways to build your balance
Free online banking
Free e-Statements ($3 fee for paper statements)
A monthly service fee of $15 applies if balance falls below $2,500 any day of the cycle

Product	Minimum to Open	Monthly Fee	Balance to Avoid Fee	Additional Features
Hometown Checking	$50	None	No minimum balance required	Complimentary Visa debit card
Hometown Student Checking	$50	None	No minimum balance required	Complimentary Visa debit card Get reimbursed up to $20 in ATM fees per month
Hometown Now Checking	$1,000	$8	$1,000	Complimentary Visa debit card
Hometown No Overdraft Checking	$50	$5.95	N/A	Complimentary VISA debit card
Hometown Image Checking	$50	None	No minimum balance required	Complimentary VISA debit card
Hometown Money Market	$2,500	$15	$2,500	Full service account with checks and a debit card

Contact one of our CSSs to help find what fits you best! Visit a branch located at 201 Liberty Street, Morris or 120 S. Main Street, Wilmington.