Cash Management Solutions

Safe. Secure. Convenient.

Putting all the pieces together to keep your business viable can be complicated. Grundy Bank can offer cash management solutions to help you with your business needs. We can be your perfect partner when it comes to managing your money so let us help you determine which cash management services work best for you. Look at all we can offer to help you stay on track:

Business Online Banking

Have 24-hours a day, 7 days a week access to your business finances through our Business Online Banking. We have on-demand tools to give you the edge needed in today's busy, competitive market place. View account balances and transaction history for your business and loan accounts. You can even transfer funds between accounts, place stop payments and grant multiple employees with varying levels of access. Our check imaging feature allows you to view the front and back of the checks paid against your account. It's easy to learn! It's easy to use! It's Business Online Banking. Contact us at (815) 942-0130 to enroll!

Payroll Processing/Direct Deposit

We offer FREE payroll processing with direct deposit for your employees. Deposit their pay into their bank account of choice while elminating the risk of fraud or replacing lost checks. Direct deposit gives your employees instant access to their funds on paydays rather than having to go to the bank and most importantly, it saves you time and money from issuing paper checks.

Remote Deposit Capture

Grundy Bank's Remote Deposit Capture service allows you to electronically deposit your customers' checks on the same day you receive them – without leaving your office. Remote Deposit Capture electronically deposits checks into your account the same day you scan them, eliminating the need to race to the bank before the daily deposit deadline. In addition, images of the scanned items are readily available on your computer for easy reference. All you need is a PC, internet connection and a check scanning device which we provide.

Merchant Services

Grundy Bank has teamed up with Orion Payment Systems to offer you payment solutions and credit card processing that is second to none...competitive rates, custom programs and superior products -- all with unmatched customer service. Accept payments in your place of business, through your website or even on the road with Point of Sale (POS), internet processing or SpotPay™. You can accept Visa®, Mastercard®, Discover®, Amercian Express®, Diners Club®, Carte Blanche® and more. Already accept credit cards? Call to receive a free analysis of your existing service and equipment to ensure you are getting the best rate that's available to you! (Credit approval required). Click here for more information on Merchant Services.

 Mobile Card Reader

Accept fast and secure card transactions, anytime and anywhere using SpotPay™. Your customers enjoy the freedom and convenience of paying for products and services using their credit, debit or prepaid cards where you choose to be.

ACH and Wire Transfers

Automated Clearing House Origination allows you to make electronic payments or credits against your account and accounts at other banks with proper authorization and initiate wire transfers without having to leave your office.

Night Deposit

Make deposits after hours at a secure night drop with multiple drop locations. Your deposits are processed the next morning and zipper deposit bags are available for your convenience.

Business Credit Cards

Improve cash flow and easily track business expenses with your choice of VISA® Business Card, VISA® Business Bonus Rewards Card or VISA® Business Bonus Rewards PLUS Card. (Credit approval required.)


Are you tired of receiving paper statements in the mail? Are you worried about your privacy if your statement went to the wrong mailbox?

Simplify your life and access your statements electronically. Review your statement online, print it out for your records and access up to 24 months of statement history online. Instead of receiving your statement in the mail, you'll be notified by email when your e-statement is ready to view. Manage imports/exports from Microsoft Money or Intuit Quicken/Quickbooks.

Sign up for eStatements today!

Contact J.R. Hock to discuss these services at (815) 942-0130 or via email at

When emailing Grundy Bank, the information you input is sent as an e-mail that is NOT SECURE. Do not send information through e-mail such as account numbers, social security numbers, or passwords.

Community Friends, Financial Partners